A New Age In Retirement: Why Annuities May Be A Promising Path For Millennials And Gen X

As a Certified Financial Fiduciary® and Certified Estate Planner™, I often see how the retirement landscape has shifted for Gen X and millennials. With just 14% of private workers now holding defined-benefit plans, planning for a stable future has become increasingly complex. Add in the realities of rising healthcare costs, ongoing inflation, and longer life expectancies, and many are searching for solutions that provide steady, guaranteed income—without unnecessary risk. That’s where annuities deserve a closer look. I encourage clients to evaluate whether their current strategies—and the professionals guiding them—truly account for these modern challenges and support lasting financial security.