



Property taxes can become a major retirement expense, but many states offer senior-specific relief programs like exemptions, rebates, credits, freezes, or deferrals. These often require annual applications and have income limits or deadlines. States such as New Jersey, Pennsylvania, Oregon, Washington, New York, Texas, Massachusetts, Maine, Colorado, and Idaho provide various forms of relief. Seniors should review eligibility, application deadlines, and local programs annually, as rules and qualifications can change. Deferrals reduce current payments but create repayable debt.